:root {
    /* AlterXWealth Brand Colors */
    --brand-blue: #003366;
    --brand-blue-light: #004080;
    --brand-blue-lighter: #0052a3;
    --brand-gold: #d4af35;
    --brand-gold-light: #e0c04a;
    --brand-gold-dark: #b8952d;
    --brand-black: #000000;

    /* Extended Palette - Creative variations */
    --primary: #003366;
    --primary-dark: #002244;
    --primary-light: #004080;
    --accent: #d4af35;
    --accent-dark: #b8952d;
    --accent-light: #e8d06a;

    /* Secondary Colors */
    --secondary: #1a1a2e;
    --secondary-light: #2a2a4e;

    /* Neutral Colors */
    --white: #ffffff;
    --off-white: #faf8f5;
    --light-gray: #e8e8e8;
    --gray: #9ca3af;
    --dark-gray: #4b5563;
    --dark: #003366;
    --text-primary: #003366;
    --text-secondary: #4a4a68;
    --text-muted: #6b7280;

    /* Semantic Colors */
    --success: #10b981;
    --warning: #d4af35;
    --error: #ef4444;

    /* Backgrounds */
    --bg-primary: #ffffff;
    --bg-secondary: #faf8f5;
    --bg-accent: linear-gradient(135deg, #003366 0%, #004080 50%, #d4af35 100%);
    --bg-accent-blue: linear-gradient(135deg, #003366 0%, #0052a3 100%);
    --bg-accent-gold: linear-gradient(135deg, #d4af35 0%, #e8d06a 100%);
    --bg-dark: #003366;
    --bg-darker: #002244;

    /* Shadows with brand tint */
    --shadow-sm: 0 1px 2px 0 rgba(0, 51, 102, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 51, 102, 0.1), 0 2px 4px -1px rgba(0, 51, 102, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 51, 102, 0.1), 0 4px 6px -2px rgba(0, 51, 102, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 51, 102, 0.1), 0 10px 10px -5px rgba(212, 175, 53, 0.1);
    --shadow-gold: 0 10px 30px -5px rgba(212, 175, 53, 0.3);

    /* Border Radius */
    --radius-sm: 6px;
    --radius-md: 10px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --radius-full: 9999px;

    /* Transitions */
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);

    /* Typography - AlterXWealth Brand Fonts */
    /* VAG Rounded is not available on web, using Montserrat as closest alternative */
    /* Myriad Pro fallback to Arial for electronic applications */
    --font-display: 'Montserrat', 'Myriad Pro', 'Arial', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --font-body: 'Myriad Pro', 'Arial', 'Montserrat', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --font-heading: 'Montserrat', 'VAG Rounded Std', 'Arial', sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 110px;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-body);
    font-weight: 400;
    font-size: 1rem;
    line-height: 1.7;
    color: var(--text-secondary);
    background: var(--bg-primary);
    overflow-x: hidden;
}

/* Header & Navigation - Two-Tier Design */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.97);
    backdrop-filter: blur(14px);
    border-bottom: 1px solid rgba(212, 175, 53, 0.2);
    transition: var(--transition);
}

.header.scrolled {
    box-shadow: 0 2px 20px rgba(0, 51, 102, 0.08);
}

.nav-wrapper {
    width: 100%;
}

/* Top Utility Bar */
.nav-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 60px;
    height: 42px;
    border-bottom: 1px solid rgba(0, 51, 102, 0.07);
}

.logo {
    display: flex;
    align-items: baseline;
    text-decoration: none;
    gap: 2px;
}

.logo-main {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--brand-gold);
    letter-spacing: -0.3px;
}

.logo-accent {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--brand-blue);
    letter-spacing: -0.3px;
}

.logo-domain {
    font-size: 0.8125rem;
    font-weight: 400;
    color: var(--text-muted);
    letter-spacing: 0;
}

.nav-top-right {
    display: flex;
    align-items: center;
    gap: 10px;
}

.nav-top-link {
    display: flex;
    align-items: center;
    gap: 5px;
    font-size: 0.75rem;
    font-weight: 500;
    color: var(--text-primary);
    text-decoration: none;
    opacity: 0.65;
    letter-spacing: 0.1px;
    transition: opacity 0.2s;
    white-space: nowrap;
}

.nav-top-link:hover {
    opacity: 1;
    color: var(--brand-gold);
}

.nav-top-divider {
    color: rgba(0, 51, 102, 0.2);
    font-size: 0.875rem;
    user-select: none;
}

/* Bottom Main Nav */
.nav-bottom {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 60px;
    height: 50px;
}

.nav-main-links {
    display: flex;
    align-items: center;
    gap: 0;
    list-style: none;
}

.nav-sep {
    color: rgba(0, 51, 102, 0.18);
    font-size: 1rem;
    padding: 0 4px;
    user-select: none;
}

.ni a {
    display: flex;
    align-items: center;
    gap: 4px;
    padding: 4px 12px;
    font-size: 0.8125rem;
    font-weight: 500;
    color: var(--text-primary);
    text-decoration: none;
    opacity: 0.72;
    border-radius: 6px;
    transition: opacity 0.2s, background 0.2s;
    white-space: nowrap;
}

.ni a:hover {
    opacity: 1;
    background: rgba(212, 175, 53, 0.08);
}

.ni.nav-search a {
    opacity: 0.5;
}

.ni.nav-search a:hover {
    opacity: 0.9;
}

.chevron {
    opacity: 0.5;
    transition: transform 0.2s;
}

.ni:hover .chevron {
    transform: rotate(180deg);
    opacity: 1;
}

/* Dropdown Menus */
.ni {
    position: relative;
}

.mega {
    display: none;
    position: absolute;
    top: calc(100% + 8px);
    left: 0;
    background: var(--white);
    border: 1px solid rgba(0, 51, 102, 0.08);
    border-radius: 14px;
    box-shadow: 0 20px 60px rgba(0, 51, 102, 0.14);
    min-width: 220px;
    padding: 10px 0;
    z-index: 300;
    animation: fadeUp 0.18s ease both;
}

.ni:hover .mega {
    display: block;
}

.mega-wide {
    min-width: 500px;
    display: none;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    padding: 20px;
}

.ni:hover .mega-wide {
    display: grid;
}

.mega a {
    display: block;
    padding: 9px 20px;
    font-size: 13px;
    color: var(--brand-blue);
    opacity: 0.75;
    transition: opacity 0.15s, background 0.15s;
    text-decoration: none;
}

.mega a:hover {
    opacity: 1;
    background: rgba(212, 175, 53, 0.08);
    border-radius: 6px;
}

.mega-col-title {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1.8px;
    text-transform: uppercase;
    color: var(--brand-gold);
    padding: 4px 20px 10px;
    opacity: 1 !important;
    background: none !important;
}

.btn-get-started {
    padding: 8px 22px;
    background: var(--brand-blue);
    border: none;
    border-radius: 6px;
    font-family: var(--font-heading);
    font-size: 0.8125rem;
    font-weight: 600;
    color: var(--white);
    cursor: pointer;
    transition: all 0.2s;
    letter-spacing: 0.2px;
    white-space: nowrap;
    flex-shrink: 0;
    text-decoration: none;
}

.btn-get-started:hover {
    background: var(--brand-gold);
    color: var(--brand-blue);
    transform: translateY(-1px);
    box-shadow: 0 4px 14px rgba(212, 175, 53, 0.3);
}

.mobile-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    padding: 8px;
}

.mobile-toggle span {
    width: 24px;
    height: 2px;
    background: var(--brand-blue);
    border-radius: 2px;
    transition: var(--transition);
}
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.2;
    color: var(--text-primary);
    margin-bottom: 0.75em;
    letter-spacing: -0.01em;
}

h1 {
    font-size: clamp(2rem, 5vw, 3.5rem);
    font-weight: 800;
    letter-spacing: -0.02em;
}

h2 {
    font-size: clamp(1.75rem, 4vw, 2.625rem);
    font-weight: 700;
    letter-spacing: -0.01em;
}

h3 {
    font-size: clamp(1.25rem, 2.5vw, 1.5rem);
    font-weight: 700;
    letter-spacing: -0.005em;
}

h4 {
    font-size: 1.125rem;
    font-weight: 600;
    letter-spacing: 0;
}

p {
    font-size: 1rem;
    line-height: 1.75;
    margin-bottom: 1rem;
    color: var(--text-secondary);
}

.text-small {
    font-size: 0.875rem;
    line-height: 1.6;
    color: var(--text-muted);
}

.text-caption {
    font-size: 0.75rem;
    line-height: 1.5;
    color: var(--text-muted);
    letter-spacing: 0.05em;
    text-transform: uppercase;
    font-weight: 600;
}

/* Header & Navigation */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 2px solid var(--brand-gold);
    transition: var(--transition);
}

.header.scrolled {
    box-shadow: var(--shadow-md);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 0.75rem 1.5rem;
    font-family: var(--font-heading);
    font-size: 0.9375rem;
    font-weight: 600;
    border-radius: var(--radius-md);
    text-decoration: none;
    transition: var(--transition);
    cursor: pointer;
    border: none;
    letter-spacing: 0.01em;
}

.btn-primary {
    background: var(--brand-blue);
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
    transition: var(--transition);
}

.btn-primary:hover::before {
    left: 100%;
}

.btn-primary:hover {
    background: var(--brand-blue-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-accent {
    background: var(--brand-gold);
    color: var(--brand-black);
    font-weight: 700;
    position: relative;
    overflow: hidden;
}

.btn-accent::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(0,0,0,0.1), transparent);
    transition: var(--transition);
}

.btn-accent:hover::before {
    left: 100%;
}

.btn-accent:hover {
    background: var(--brand-gold-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-gold);
}

.btn-outline {
    background: transparent;
    color: var(--brand-blue);
    border: 2px solid var(--brand-blue);
}

.btn-outline:hover {
    background: var(--brand-blue);
    color: var(--white);
}

/* Footer logo variation */
.footer .logo-main {
    color: rgba(255, 255, 255, 0.95);
}

.footer .logo-accent {
    color: var(--brand-gold);
}

/* Typography Scale - AlterXWealth Brand Guidelines */

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
    transition: var(--transition);
}

.btn-primary:hover::before {
    left: 100%;
}

.btn-primary:hover {
    background: var(--brand-blue-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-accent {
    background: var(--brand-gold);
    color: var(--brand-black);
    font-weight: 700;
    position: relative;
    overflow: hidden;
}

.btn-accent::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(0,0,0,0.1), transparent);
    transition: var(--transition);
}

.btn-accent:hover::before {
    left: 100%;
}

.btn-accent:hover {
    background: var(--brand-gold-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-gold);
}

.btn-outline {
    background: transparent;
    color: var(--brand-blue);
    border: 2px solid var(--brand-blue);
}

.btn-outline:hover {
    background: var(--brand-blue);
    color: var(--white);
}

.mobile-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    padding: 8px;
}

.mobile-toggle span {
    width: 24px;
    height: 2px;
    background: var(--brand-blue);
    border-radius: 2px;
    transition: var(--transition);
}

/* Hero Section - Inspired Design */
.hero {
    min-height: 100vh;
    padding-top: 92px;
    background: var(--off-white);
    position: relative;
    overflow: hidden;
}

.hero-container {
    max-width: 100%;
    margin: 0;
    padding: 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    min-height: calc(100vh - 80px);
    position: relative;
}

/* Left Panel */
.hero-content {
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 80px 60px 80px 80px;
    position: relative;
    z-index: 2;
}

.hero-content::before {
    content: '';
    position: absolute;
    bottom: -60px;
    right: -100px;
    width: 350px;
    height: 350px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(212, 175, 53, 0.08) 0%, transparent 70%);
    pointer-events: none;
}

/* Badge */
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(212, 175, 53, 0.1);
    border: 1px solid rgba(212, 175, 53, 0.35);
    border-radius: 100px;
    padding: 8px 18px;
    font-size: 0.75rem;
    font-weight: 500;
    color: var(--brand-gold);
    letter-spacing: 1px;
    text-transform: uppercase;
    width: fit-content;
    margin-bottom: 32px;
}

.hero-badge-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--brand-gold);
    animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.5; }
}

@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(8px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Typography */
.hero-title {
    font-family: var(--font-heading);
    font-size: clamp(2.5rem, 5vw, 4rem);
    font-weight: 800;
    line-height: 1.08;
    color: var(--text-primary);
    margin-bottom: 24px;
    letter-spacing: -0.04em;
}

.hero-title em {
    font-style: italic;
    color: var(--brand-gold);
    font-weight: 700;
}

.hero-description {
    font-size: 1rem;
    line-height: 1.75;
    color: var(--text-secondary);
    max-width: 480px;
    margin-bottom: 40px;
    font-weight: 400;
}

/* Action Buttons */
.hero-actions {
    display: flex;
    align-items: center;
    gap: 20px;
    margin-bottom: 56px;
}

.hero-actions .btn-primary {
    padding: 16px 32px;
    background: var(--brand-blue);
    border: none;
    border-radius: var(--radius-md);
    font-size: 1rem;
    font-weight: 600;
    letter-spacing: 0.01em;
}

.hero-actions .btn-primary:hover {
    background: var(--brand-blue-light);
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(0, 51, 102, 0.25), 0 0 0 2px rgba(212, 175, 53, 0.3);
}

.btn-video-link {
    display: flex;
    align-items: center;
    gap: 12px;
    background: none;
    border: none;
    cursor: pointer;
    font-size: 0.9375rem;
    font-weight: 500;
    color: var(--text-secondary);
    transition: all 0.25s;
}

.btn-video-link:hover {
    gap: 16px;
    color: var(--brand-blue);
}

.play-icon-circle {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: 1.5px solid var(--brand-blue);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.25s;
    flex-shrink: 0;
}

.btn-video-link:hover .play-icon-circle {
    background: var(--brand-blue);
}

.btn-video-link:hover .play-icon-circle svg {
    color: var(--white);
}

.play-icon-circle svg {
    width: 14px;
    height: 14px;
    color: var(--brand-blue);
    margin-left: 2px;
    transition: color 0.25s;
}

/* Stats Row */
.hero-stats {
    display: flex;
    gap: 48px;
    padding-top: 40px;
    border-top: 1px solid rgba(0, 51, 102, 0.1);
}

.stat-item {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.stat-value {
    font-family: var(--font-heading);
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--text-primary);
    line-height: 1;
    letter-spacing: -0.02em;
}

.stat-label {
    font-size: 0.8125rem;
    font-weight: 400;
    color: var(--text-muted);
    letter-spacing: 0.3px;
}

/* Right Panel */
.hero-image {
    position: relative;
    background: var(--brand-blue);
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-image::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse 75% 55% at 55% 35%, rgba(212, 175, 53, 0.1) 0%, transparent 55%),
        radial-gradient(ellipse 45% 75% at 25% 75%, rgba(212, 175, 53, 0.06) 0%, transparent 45%);
}

.hero-image::after {
    content: '';
    position: absolute;
    top: -120px;
    right: -120px;
    width: 450px;
    height: 450px;
    border: 1px solid rgba(212, 175, 53, 0.1);
    border-radius: 50%;
}

.hero-video-wrapper {
    position: relative;
    z-index: 2;
    padding: 60px;
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-video-wrapper iframe {
    width: 100%;
    max-width: 580px;
    aspect-ratio: 16 / 9;
    border-radius: var(--radius-lg);
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.4);
}

/* Trust indicator on right panel */
.trust-indicator {
    position: absolute;
    bottom: 32px;
    left: 0;
    right: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    font-size: 0.8125rem;
    color: rgba(255, 255, 255, 0.55);
    letter-spacing: 0.5px;
    z-index: 3;
}

.trust-indicator span {
    display: flex;
    align-items: center;
    gap: 8px;
}

.trust-icon {
    width: 16px;
    height: 16px;
    color: var(--brand-gold);
}

/* Services Section */
.services {
    padding: 100px 0;
    background: var(--bg-primary);
}

/* SECTION 2 - Services New Design */
.services-new {
    background: var(--off-white);
    padding: 100px 60px;
    position: relative;
    overflow: hidden;
}

.services-new::before {
    content: '';
    position: absolute;
    top: -120px;
    right: -120px;
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(212, 175, 53, 0.07) 0%, transparent 65%);
    pointer-events: none;
}

.s2-inner {
    max-width: 1200px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

.section-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-size: 0.6875rem;
    font-weight: 600;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--brand-gold);
    margin-bottom: 20px;
    font-family: var(--font-heading);
}

.section-eyebrow::before {
    content: '';
    display: block;
    width: 28px;
    height: 1.5px;
    background: var(--brand-gold);
}

.s2-header {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    margin-bottom: 72px;
    align-items: start;
}

.s2-title {
    font-family: var(--font-heading);
    font-size: clamp(2rem, 3.5vw, 3rem);
    font-weight: 800;
    line-height: 1.15;
    letter-spacing: -0.06em;
    color: var(--text-primary);
    margin-bottom: 0;
}

.s2-desc {
    font-size: 0.9375rem;
    font-weight: 400;
    line-height: 1.75;
    color: var(--text-muted);
    padding-top: 8px;
}

/* Services Grid New */
.services-grid-new {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 2px;
    margin-bottom: 80px;
    border: 1px solid rgba(0, 51, 102, 0.08);
    border-radius: var(--radius-lg);
    overflow: hidden;
}

.service-item {
    padding: 28px 24px;
    background: var(--white);
    border-right: 1px solid rgba(0, 51, 102, 0.06);
    border-bottom: 1px solid rgba(0, 51, 102, 0.06);
    cursor: pointer;
    transition: background 0.2s, transform 0.2s;
    position: relative;
}

.service-item:hover {
    background: var(--brand-blue);
    z-index: 1;
}

.service-item:hover .service-name {
    color: var(--white);
}

.service-item:hover .service-num {
    color: var(--brand-gold);
}

.service-item:hover .service-arrow {
    opacity: 1;
}

.service-item:hover .service-tag {
    background: rgba(255, 255, 255, 0.1);
    color: rgba(255, 255, 255, 0.6);
}

.service-num {
    font-size: 0.625rem;
    font-weight: 600;
    letter-spacing: 1.5px;
    color: var(--brand-gold);
    opacity: 0.7;
    margin-bottom: 12px;
    font-family: var(--font-heading);
}

.service-name {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--text-primary);
    line-height: 1.4;
    margin-bottom: 10px;
    transition: color 0.2s;
    font-family: var(--font-heading);
}

.service-tag {
    display: inline-block;
    font-size: 0.625rem;
    padding: 3px 8px;
    border-radius: 4px;
    background: rgba(212, 175, 53, 0.1);
    color: var(--text-muted);
    letter-spacing: 0.3px;
    text-transform: uppercase;
    font-weight: 500;
}

.service-arrow {
    position: absolute;
    top: 24px;
    right: 20px;
    opacity: 0;
    transition: opacity 0.2s;
    color: var(--brand-blue);
    font-size: 1rem;
}

/* Recognition Band */
.recognition-band {
    background: var(--brand-blue);
    border-radius: var(--radius-xl);
    padding: 56px 64px;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 60px;
    align-items: center;
    position: relative;
    overflow: hidden;
}

.recognition-band::before {
    content: '';
    position: absolute;
    top: -80px;
    right: 200px;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(212, 175, 53, 0.1) 0%, transparent 60%);
}

.rec-title {
    font-family: var(--font-heading);
    font-size: 1.375rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 6px;
}

.rec-sub {
    font-size: 0.8125rem;
    color: rgba(255, 255, 255, 0.45);
    letter-spacing: 0.3px;
}

.rec-stats {
    display: flex;
    gap: 48px;
    position: relative;
    z-index: 2;
}

.rec-stat {
    text-align: center;
    position: relative;
}

.rec-stat + .rec-stat::before {
    content: '';
    position: absolute;
    left: -24px;
    top: 8px;
    bottom: 8px;
    width: 1px;
    background: rgba(255, 255, 255, 0.1);
}

.rec-value {
    font-family: var(--font-heading);
    font-size: 2.25rem;
    font-weight: 900;
    color: var(--brand-gold);
    line-height: 1;
    margin-bottom: 6px;
}

.rec-label {
    font-size: 0.6875rem;
    color: rgba(255, 255, 255, 0.5);
    letter-spacing: 0.5px;
    max-width: 90px;
    line-height: 1.4;
}

.rec-cta {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--brand-gold);
    background: none;
    border: none;
    cursor: pointer;
    margin-top: 20px;
    padding: 0;
    font-family: var(--font-heading);
    text-decoration: none;
    transition: opacity 0.2s;
}

.rec-cta:hover {
    opacity: 0.75;
}

/* SECTION 3 */
.s3 {
    background: var(--white);
    padding: 100px 60px;
    position: relative;
}

.s3-inner {
    max-width: 1200px;
    margin: 0 auto;
}

/* Resource Trio */
.resource-trio {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-bottom: 80px;
}

.resource-card {
    border-radius: var(--radius-lg);
    padding: 36px 32px;
    position: relative;
    overflow: hidden;
    cursor: pointer;
    transition: transform 0.25s, box-shadow 0.25s;
    text-decoration: none;
    display: block;
}

.resource-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 48px rgba(0, 51, 102, 0.12);
}

.resource-card.rc-lit {
    background: var(--brand-blue);
}

.resource-card.rc-webinar {
    background: var(--off-white);
    border: 1px solid rgba(0, 51, 102, 0.08);
}

.resource-card.rc-newsletter {
    background: var(--brand-gold);
}

.rc-tag {
    font-size: 0.625rem;
    font-weight: 600;
    letter-spacing: 2px;
    text-transform: uppercase;
    margin-bottom: 16px;
    font-family: var(--font-heading);
}

.rc-lit .rc-tag {
    color: var(--brand-gold);
}

.rc-webinar .rc-tag {
    color: var(--brand-gold);
}

.rc-newsletter .rc-tag {
    color: rgba(0, 51, 102, 0.6);
}

.rc-title {
    font-family: var(--font-heading);
    font-size: 1.375rem;
    font-weight: 700;
    line-height: 1.25;
    margin-bottom: 12px;
}

.rc-lit .rc-title {
    color: var(--white);
}

.rc-webinar .rc-title {
    color: var(--text-primary);
}

.rc-newsletter .rc-title {
    color: var(--text-primary);
}

.rc-desc {
    font-size: 0.875rem;
    line-height: 1.65;
    margin-bottom: 28px;
}

.rc-lit .rc-desc {
    color: rgba(255, 255, 255, 0.7);
}

.rc-webinar .rc-desc {
    color: var(--text-muted);
}

.rc-newsletter .rc-desc {
    color: rgba(0, 51, 102, 0.65);
}

.rc-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 22px;
    border-radius: var(--radius-sm);
    font-family: var(--font-heading);
    font-size: 0.8125rem;
    font-weight: 600;
    cursor: pointer;
    border: none;
    letter-spacing: 0.3px;
    transition: all 0.2s;
    text-decoration: none;
}

.rc-lit .rc-btn {
    background: var(--brand-gold);
    color: var(--brand-blue);
}

.rc-lit .rc-btn:hover {
    background: var(--brand-gold-light);
}

.rc-webinar .rc-btn {
    background: var(--brand-blue);
    color: var(--white);
}

.rc-webinar .rc-btn:hover {
    background: var(--brand-blue-light);
}

.rc-newsletter .rc-btn {
    background: var(--brand-blue);
    color: var(--white);
}

.rc-newsletter .rc-btn:hover {
    background: var(--brand-blue-light);
}

.rc-deco {
    position: absolute;
    bottom: -30px;
    right: -30px;
    width: 120px;
    height: 120px;
    border-radius: 50%;
    opacity: 0.1;
}

.rc-lit .rc-deco {
    background: var(--brand-gold);
}

.rc-newsletter .rc-deco {
    background: var(--brand-blue);
}

/* Life Journey Section */
.journey-header {
    margin-bottom: 40px;
}

.journey-title {
    font-family: var(--font-heading);
    font-size: clamp(1.75rem, 3vw, 2.5rem);
    font-weight: 800;
    letter-spacing: -0.05em;
    color: var(--text-primary);
    margin-bottom: 8px;
}

.journey-sub {
    font-size: 0.875rem;
    color: var(--text-muted);
    font-weight: 400;
}

.journey-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    margin-bottom: 80px;
}

.journey-card {
    border: 1px solid rgba(0, 51, 102, 0.08);
    border-radius: var(--radius-md);
    padding: 28px 24px;
    background: var(--off-white);
    cursor: pointer;
    transition: all 0.22s;
    position: relative;
    overflow: hidden;
    text-decoration: none;
    display: block;
}

.journey-card:hover {
    border-color: var(--brand-gold);
    background: var(--white);
    box-shadow: 0 8px 32px rgba(0, 51, 102, 0.08);
    transform: translateY(-2px);
}

.journey-card:hover .jc-arrow {
    opacity: 1;
    transform: translateX(0);
}

.journey-card:hover .jc-num {
    color: var(--brand-gold);
}

.jc-num {
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    color: rgba(0, 51, 102, 0.25);
    margin-bottom: 14px;
    transition: color 0.2s;
    font-family: var(--font-heading);
}

.jc-title {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 700;
    color: var(--text-primary);
    line-height: 1.35;
    margin-bottom: 10px;
}

.jc-desc {
    font-size: 0.78125rem;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 16px;
}

.jc-arrow {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--brand-gold);
    opacity: 0;
    transform: translateX(-6px);
    transition: all 0.22s;
}

/* CTA Band */
.cta-band {
    background: var(--off-white);
    border: 1px solid rgba(0, 51, 102, 0.08);
    border-radius: var(--radius-xl);
    padding: 64px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    overflow: hidden;
}

.cta-band::after {
    content: '';
    position: absolute;
    bottom: -60px;
    right: -60px;
    width: 280px;
    height: 280px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(212, 175, 53, 0.1) 0%, transparent 65%);
}

.cta-title {
    font-family: var(--font-heading);
    font-size: clamp(1.5rem, 2.5vw, 2.125rem);
    font-weight: 800;
    color: var(--text-primary);
    line-height: 1.2;
    letter-spacing: -0.05em;
    margin-bottom: 16px;
}

.cta-body {
    font-size: 0.875rem;
    font-weight: 400;
    line-height: 1.75;
    color: var(--text-muted);
}

.cta-right {
    display: flex;
    flex-direction: column;
    gap: 16px;
    z-index: 1;
}

.cta-action {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 24px 28px;
    background: var(--white);
    border: 1px solid rgba(0, 51, 102, 0.08);
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: all 0.2s;
    text-align: left;
    text-decoration: none;
}

.cta-action:hover {
    border-color: var(--brand-blue);
    box-shadow: 0 6px 20px rgba(0, 51, 102, 0.08);
    transform: translateX(4px);
}

.cta-action.primary-action {
    background: var(--brand-blue);
    border-color: var(--brand-blue);
}

.cta-action.primary-action .ca-title {
    color: var(--white);
}

.cta-action.primary-action .ca-sub {
    color: rgba(255, 255, 255, 0.5);
}

.cta-action.primary-action .ca-icon {
    background: rgba(212, 175, 53, 0.2);
    color: var(--brand-gold);
}

.cta-action.primary-action:hover {
    background: var(--brand-blue-light);
}

.ca-icon {
    width: 44px;
    height: 44px;
    border-radius: 10px;
    background: rgba(212, 175, 53, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--brand-gold);
    font-size: 1.125rem;
}

.ca-content {
    flex: 1;
}

.ca-title {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: 3px;
}

.ca-sub {
    font-size: 0.75rem;
    color: var(--text-muted);
}

.ca-chevron {
    color: rgba(0, 51, 102, 0.25);
    font-size: 1.125rem;
    transition: transform 0.2s;
}

.cta-action:hover .ca-chevron {
    transform: translateX(4px);
    color: var(--brand-blue);
}

.cta-action.primary-action .ca-chevron {
    color: rgba(255, 255, 255, 0.3);
}

.cta-action.primary-action:hover .ca-chevron {
    color: rgba(255, 255, 255, 0.7);
}

.section-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 24px;
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-label {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-family: var(--font-heading);
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--brand-gold);
    text-transform: uppercase;
    letter-spacing: 0.15em;
    margin-bottom: 1rem;
}

.section-title {
    font-family: var(--font-heading);
    font-size: clamp(1.75rem, 4vw, 2.75rem);
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 1.25rem;
    letter-spacing: -0.02em;
    position: relative;
}

.hero-title span,
.service-card h3,
.section-title {
    position: relative;
}

.section-description {
    font-size: 1.0625rem;
    color: var(--text-secondary);
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.75;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.service-card {
    background: var(--white);
    border: 1px solid var(--light-gray);
    border-radius: var(--radius-lg);
    padding: 40px;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.service-card::after {
    content: '';
    position: absolute;
    bottom: -50%;
    right: -50%;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle, rgba(212, 175, 53, 0.08) 0%, transparent 70%);
    border-radius: 50%;
    transition: var(--transition);
    opacity: 0;
}

.service-card:hover::after {
    opacity: 1;
    bottom: -30%;
    right: -30%;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--bg-accent-gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: transparent;
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-icon {
    width: 64px;
    height: 64px;
    background: var(--bg-accent-blue);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    color: var(--white);
    margin-bottom: 24px;
    position: relative;
    overflow: hidden;
}

.service-icon::after {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: linear-gradient(45deg, transparent 30%, rgba(212, 175, 53, 0.3) 50%, transparent 70%);
    transform: rotate(45deg);
    transition: var(--transition);
}

.service-card:hover .service-icon::after {
    left: 100%;
}

.service-card:nth-child(1) .service-icon {
    background: linear-gradient(135deg, #003366 0%, #0052a3 100%);
}

.service-card:nth-child(2) .service-icon {
    background: linear-gradient(135deg, #d4af35 0%, #e8d06a 100%);
    color: var(--brand-black);
}

.service-card:nth-child(3) .service-icon {
    background: linear-gradient(135deg, #003366 0%, #004080 50%, #d4af35 100%);
}

.service-card h3 {
    font-family: var(--font-heading);
    font-size: 1.375rem;
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: 1rem;
    letter-spacing: -0.01em;
}

.service-card p {
    font-size: 0.9375rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.service-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-family: var(--font-heading);
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--brand-blue);
    text-decoration: none;
    transition: var(--transition);
    letter-spacing: 0.01em;
}

.service-link:hover {
    color: var(--brand-gold);
    gap: 12px;
}

.service-link i {
    transition: var(--transition);
}

.service-link:hover i {
    transform: translateX(4px);
    color: var(--brand-gold);
}

/* About Section */
.about {
    padding: 100px 0;
    background: var(--bg-secondary);
}

.about-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 24px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.about-image {
    position: relative;
}

.about-image-wrapper {
    position: relative;
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.about-image-wrapper img {
    width: 100%;
    height: auto;
    display: block;
}

.about-experience {
    position: absolute;
    bottom: -30px;
    right: -30px;
    background: var(--white);
    padding: 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    text-align: center;
}

.about-experience-number {
    font-family: var(--font-heading);
    font-size: 3rem;
    font-weight: 800;
    background: var(--bg-accent);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1;
    letter-spacing: -0.02em;
}

.about-experience-label {
    font-size: 0.8125rem;
    color: var(--text-secondary);
    font-weight: 500;
    letter-spacing: 0.02em;
}

.about-content h2 {
    font-family: var(--font-heading);
    font-size: clamp(1.75rem, 4vw, 2.625rem);
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 1.5rem;
    line-height: 1.2;
    letter-spacing: -0.02em;
}

.about-content p {
    font-size: 1rem;
    line-height: 1.8;
    color: var(--text-secondary);
    margin-bottom: 1.25rem;
}

.about-features {
    margin-top: 32px;
}

.about-feature {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 16px;
}

.about-feature i {
    width: 24px;
    height: 24px;
    background: var(--brand-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--brand-black);
    font-size: 12px;
}

.about-feature span {
    font-weight: 600;
    color: var(--dark);
}

/* Financial Planning Section */
.planning {
    padding: 100px 0;
    background: var(--bg-primary);
}

.planning-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.planning-card {
    background: var(--white);
    border: 1px solid var(--light-gray);
    border-radius: var(--radius-lg);
    padding: 32px 24px;
    text-align: center;
    transition: var(--transition);
}

.planning-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: var(--primary);
}

.planning-card:nth-child(1) {
    border-top: 4px solid var(--brand-blue);
}

.planning-card:nth-child(2) {
    border-top: 4px solid var(--brand-gold);
}

.planning-card:nth-child(3) {
    border-top: 4px solid var(--brand-blue-light);
}

.planning-card:nth-child(4) {
    border-top: 4px solid var(--brand-gold-dark);
}

.planning-card:nth-child(5) {
    border-top: 4px solid var(--brand-blue-lighter);
}

.planning-icon {
    width: 56px;
    height: 56px;
    margin: 0 auto 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    font-size: 24px;
}

.planning-card:nth-child(1) .planning-icon {
    background: rgba(0, 51, 102, 0.1);
    color: var(--brand-blue);
}

.planning-card:nth-child(2) .planning-icon {
    background: rgba(212, 175, 53, 0.15);
    color: var(--brand-gold);
}

.planning-card:nth-child(3) .planning-icon {
    background: rgba(0, 51, 102, 0.1);
    color: var(--brand-blue-light);
}

.planning-card:nth-child(4) .planning-icon {
    background: rgba(212, 175, 53, 0.15);
    color: var(--brand-gold-dark);
}

.planning-card:nth-child(5) .planning-icon {
    background: rgba(0, 82, 163, 0.1);
    color: var(--brand-blue-lighter);
}

.planning-card h4 {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: 0.75rem;
    letter-spacing: -0.01em;
}

.planning-card p {
    font-size: 0.8125rem;
    color: var(--text-muted);
    line-height: 1.6;
}

/* Why Choose Us Section */
.why {
    padding: 100px 0;
    background: var(--bg-dark);
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.why::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 120"><path d="M0,0V46.29c47.79,22.2,103.59,32.17,158,28,70.36-5.37,136.33-33.31,206.8-37.5C438.64,32.43,512.34,53.67,583,72.05c69.27,18,138.3,24.88,209.4,13.08,36.15-6,69.85-17.84,104.45-29.34C989.49,25,1113-14.29,1200,52.47V0Z" opacity=".25" fill="%23ffffff"/></svg>') no-repeat top;
    opacity: 0.03;
}

.why-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 24px;
    position: relative;
    z-index: 2;
}

.why-header {
    text-align: center;
    margin-bottom: 60px;
}

.why-header .section-label {
    color: var(--brand-gold);
}

.why-header .section-title {
    color: var(--white);
}

.why-header .section-description {
    color: var(--gray);
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
}

.why-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-lg);
    padding: 40px;
    transition: var(--transition);
}

.why-card:hover {
    background: rgba(255, 255, 255, 0.08);
    transform: translateY(-4px);
}

.why-card-icon {
    width: 60px;
    height: 60px;
    background: var(--bg-accent-gold);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    color: var(--brand-black);
    margin-bottom: 24px;
}

.why-card h3 {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 1rem;
    letter-spacing: -0.01em;
}

.why-card p {
    font-size: 0.9375rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.7);
}

/* Process Section */
.process {
    padding: 100px 0;
    background: var(--bg-secondary);
}

.process-header {
    text-align: center;
    margin-bottom: 60px;
}

.process-steps {
    display: flex;
    justify-content: space-between;
    position: relative;
    max-width: 1000px;
    margin: 0 auto;
}

.process-steps::before {
    content: '';
    position: absolute;
    top: 40px;
    left: 50px;
    right: 50px;
    height: 2px;
    background: linear-gradient(90deg, var(--brand-blue) 0%, var(--brand-gold) 50%, var(--brand-blue) 100%);
}

.process-step {
    position: relative;
    text-align: center;
    flex: 1;
    padding: 0 16px;
}

.process-step-number {
    width: 80px;
    height: 80px;
    background: var(--white);
    border: 3px solid var(--light-gray);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-size: 1.75rem;
    font-weight: 800;
    color: var(--text-muted);
    margin: 0 auto 1.5rem;
    position: relative;
    z-index: 2;
    transition: var(--transition);
    letter-spacing: -0.02em;
}

.process-step:hover .process-step-number {
    border-color: var(--brand-gold);
    color: var(--brand-blue);
    background: var(--bg-accent-gold);
}

.process-step h4 {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: 0.75rem;
    letter-spacing: -0.01em;
}

.process-step p {
    font-size: 0.8125rem;
    color: var(--text-muted);
    line-height: 1.6;
}

/* CTA Section - Professional Design */
.cta {
    padding: 0;
    background: var(--white);
    position: relative;
    overflow: hidden;
}

.cta::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    width: 50%;
    height: 100%;
    background: var(--brand-blue);
    transform: translateX(-50%);
}

.cta::after {
    content: '';
    position: absolute;
    bottom: -100px;
    right: -100px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(212, 175, 53, 0.08) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.cta-container-new {
    max-width: 100%;
    margin: 0;
    padding: 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    min-height: 600px;
    position: relative;
    z-index: 2;
}

.cta-left {
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 100px 80px 100px 80px;
    background: var(--white);
    position: relative;
}

.cta-left::before {
    content: '';
    position: absolute;
    bottom: -60px;
    right: -100px;
    width: 350px;
    height: 350px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(212, 175, 53, 0.06) 0%, transparent 70%);
    pointer-events: none;
}

.cta-left .section-eyebrow {
    color: var(--brand-gold);
    margin-bottom: 20px;
}

.cta-title {
    font-family: var(--font-heading);
    font-size: clamp(2rem, 3.5vw, 3rem);
    font-weight: 800;
    color: var(--text-primary);
    margin-bottom: 24px;
    letter-spacing: -0.04em;
    line-height: 1.1;
}

.cta-description {
    font-size: 1rem;
    line-height: 1.75;
    color: var(--text-secondary);
    max-width: 500px;
}

.cta-right {
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 80px;
    background: var(--brand-blue);
    position: relative;
}

.cta-right::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(ellipse 75% 55% at 55% 35%, rgba(212, 175, 53, 0.08) 0%, transparent 55%),
        radial-gradient(ellipse 45% 75% at 25% 75%, rgba(212, 175, 53, 0.05) 0%, transparent 45%);
    pointer-events: none;
}

.cta-actions-wrapper {
    display: flex;
    flex-direction: column;
    gap: 20px;
    position: relative;
    z-index: 2;
}

.cta-action {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 28px 32px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-lg);
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    text-align: left;
    text-decoration: none;
    position: relative;
    overflow: hidden;
}

.cta-action::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0;
    width: 4px;
    height: 100%;
    background: var(--brand-gold);
    transform: scaleY(0);
    transform-origin: bottom;
    transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.cta-action:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.2);
    transform: translateX(8px);
}

.cta-action:hover::before {
    transform: scaleY(1);
}

.cta-action.primary-action {
    background: rgba(212, 175, 53, 0.12);
    border-color: rgba(212, 175, 53, 0.3);
}

.cta-action.primary-action:hover {
    background: rgba(212, 175, 53, 0.18);
    border-color: rgba(212, 175, 53, 0.5);
}

.ca-icon {
    width: 48px;
    height: 48px;
    border-radius: var(--radius-md);
    background: rgba(212, 175, 53, 0.15);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--brand-gold);
    font-size: 1.25rem;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.cta-action:hover .ca-icon {
    background: rgba(212, 175, 53, 0.25);
    transform: scale(1.05);
}

.cta-action.primary-action .ca-icon {
    background: rgba(255, 255, 255, 0.15);
    color: var(--white);
}

.cta-action.primary-action:hover .ca-icon {
    background: rgba(255, 255, 255, 0.25);
}

.ca-content {
    flex: 1;
}

.ca-title {
    font-size: 1rem;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 4px;
    font-family: var(--font-heading);
    letter-spacing: -0.01em;
}

.ca-sub {
    font-size: 0.875rem;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.4;
}

.ca-chevron {
    color: rgba(255, 255, 255, 0.3);
    font-size: 1.5rem;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.cta-action:hover .ca-chevron {
    transform: translateX(4px);
    color: var(--brand-gold);
}

.cta-action.primary-action:hover .ca-chevron {
    color: var(--white);
}

/* Partners Section */
.partners {
    padding: 80px 0;
    background: linear-gradient(180deg, var(--bg-primary) 0%, rgba(212, 175, 53, 0.05) 50%, var(--bg-primary) 100%);
}

.partners-header {
    text-align: center;
    margin-bottom: 50px;
}

.partners-header p {
    font-family: var(--font-heading);
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.15em;
}

.partners-logos {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 3.75rem;
    flex-wrap: wrap;
}

.partner-logo {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--text-muted);
    opacity: 0.4;
    transition: var(--transition);
    letter-spacing: -0.02em;
}

.partner-logo:hover {
    opacity: 1;
    color: var(--brand-blue);
}

/* Testimonials - New Design */
.testimonials {
    padding: 100px 0;
    background: var(--white);
}

.testimonials-wrap {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

.testimonials-header {
    margin-bottom: 48px;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 20px;
    align-items: stretch;
}

.tcard {
    background: var(--off-white);
    border: 1px solid rgba(0, 51, 102, 0.08);
    border-radius: var(--radius-lg);
    padding: 36px 32px 28px;
    display: flex;
    flex-direction: column;
    position: relative;
    overflow: hidden;
    transition: box-shadow 0.2s, transform 0.2s;
}

.tcard:hover {
    box-shadow: 0 12px 40px rgba(0, 51, 102, 0.09);
    transform: translateY(-3px);
}

.tcard-dark {
    background: var(--brand-blue);
    border-color: var(--brand-blue);
}

.tcard-regulatory {
    background: var(--white);
    border: 1.5px solid rgba(212, 175, 53, 0.35);
    flex-direction: row;
    align-items: center;
    gap: 24px;
}

.tcard-quote {
    font-family: var(--font-heading);
    font-size: 3.5rem;
    line-height: 0.6;
    color: var(--brand-gold);
    opacity: 0.4;
    margin-bottom: 20px;
    user-select: none;
}

.tcard-dark .tcard-quote {
    opacity: 0.3;
}

.tcard-body {
    font-size: 0.9375rem;
    font-weight: 400;
    line-height: 1.75;
    color: var(--text-primary);
    flex: 1;
    margin-bottom: 28px;
}

.tcard-dark .tcard-body {
    color: rgba(255, 255, 255, 0.75);
}

.tcard-footer {
    display: flex;
    align-items: center;
    gap: 14px;
    padding-top: 20px;
    border-top: 1px solid rgba(0, 51, 102, 0.08);
}

.tcard-dark .tcard-footer {
    border-top-color: rgba(255, 255, 255, 0.1);
}

.tcard-avatar {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: rgba(212, 175, 53, 0.15);
    border: 1.5px solid rgba(212, 175, 53, 0.3);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--brand-gold);
    flex-shrink: 0;
    letter-spacing: 0.5px;
    font-family: var(--font-heading);
}

.tcard-avatar-gold {
    background: rgba(212, 175, 53, 0.2);
    border-color: var(--brand-gold);
}

.tcard-info {
    flex: 1;
}

.tcard-name {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: 3px;
    font-family: var(--font-heading);
}

.tcard-link {
    font-size: 0.75rem;
    color: var(--brand-gold);
    text-decoration: none;
    font-weight: 500;
    letter-spacing: 0.2px;
    transition: opacity 0.2s;
}

.tcard-link:hover {
    opacity: 0.7;
    text-decoration: underline;
}

.tcard-link-gold {
    color: var(--brand-gold-light);
}

/* CMA regulatory card */
.cma-logo-wrap {
    flex-shrink: 0;
}

.cma-shield {
    width: 64px;
    height: 64px;
    border-radius: var(--radius-md);
    background: linear-gradient(135deg, var(--brand-blue) 0%, var(--brand-blue-light) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--brand-gold);
    box-shadow: 0 4px 16px rgba(0, 51, 102, 0.15);
}

.cma-body {
    flex: 1;
}

.cma-title {
    font-size: 0.9375rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 6px;
    font-family: var(--font-heading);
}

.cma-tag {
    display: inline-block;
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--brand-gold);
    background: rgba(212, 175, 53, 0.1);
    border: 1px solid rgba(212, 175, 53, 0.3);
    padding: 3px 10px;
    border-radius: 100px;
    margin-bottom: 10px;
}

.cma-desc {
    font-size: 0.8125rem;
    color: var(--text-muted);
    line-height: 1.65;
    font-weight: 400;
}

/* Footer - New Design */
footer {
    background: var(--brand-blue);
    padding: 64px 60px 0;
    position: relative;
    border-top: 3px solid rgba(212, 175, 53, 0.2);
}

.footer-inner {
    max-width: 1200px;
    margin: 0 auto;
}

.footer-top {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
    gap: 40px;
    padding-bottom: 56px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.ft-brand {
    display: flex;
    flex-direction: column;
}

.ft-logo {
    font-family: var(--font-heading);
    font-size: 1.375rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 16px;
}

.ft-logo span {
    color: var(--brand-gold);
}

.ft-tagline {
    font-size: 0.8125rem;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.5);
    line-height: 1.6;
    max-width: 260px;
    margin-bottom: 24px;
}

.ft-socials {
    display: flex;
    gap: 10px;
}

.ft-social {
    width: 36px;
    height: 36px;
    border-radius: var(--radius-sm);
    background: rgba(255, 255, 255, 0.07);
    border: 1px solid rgba(255, 255, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255, 255, 255, 0.6);
    transition: all 0.2s;
    font-size: 0.875rem;
    font-weight: 700;
    text-decoration: none;
}

.ft-social:hover {
    background: var(--brand-gold);
    color: var(--brand-blue);
    border-color: var(--brand-gold);
}

.ft-col-title {
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 1.8px;
    text-transform: uppercase;
    color: var(--brand-gold);
    margin-bottom: 20px;
    font-family: var(--font-heading);
}

.ft-links {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.ft-links a {
    font-size: 0.8125rem;
    color: rgba(255, 255, 255, 0.55);
    transition: color 0.2s;
    text-decoration: none;
}

.ft-links a:hover {
    color: var(--white);
}

.footer-mid {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    padding: 40px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-reg {
    flex: 1;
}

.footer-contact-bar {
    display: flex;
    align-items: center;
    gap: 32px;
    flex-wrap: wrap;
}

.fcb-item {
    display: flex;
    align-items: center;
    gap: 8px;
}

.fcb-item svg {
    color: var(--brand-gold);
    opacity: 0.7;
}

.fcb-link {
    color: var(--white);
    text-decoration: none;
    font-size: 0.875rem;
    font-weight: 500;
    transition: color 0.2s;
}

.fcb-link:hover {
    color: var(--brand-gold);
}

.footer-newsletter-section {
    padding: 32px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.fns-inner {
    display: flex;
    justify-content: center;
}

.fns-content {
    max-width: 500px;
    width: 100%;
}

.fns-label {
    font-size: 0.9375rem;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 16px;
    text-align: center;
}

.fns-form {
    display: flex;
    gap: 10px;
}

.reg-shield {
    width: 48px;
    height: 48px;
    border-radius: var(--radius-md);
    background: rgba(212, 175, 53, 0.15);
    border: 1px solid rgba(212, 175, 53, 0.2);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--brand-gold);
    flex-shrink: 0;
}

.reg-text-title {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 2px;
    font-family: var(--font-heading);
}

.reg-text-sub {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.4);
}

.footer-newsletter {
    flex: 1;
    max-width: 450px;
}

.fn-label {
    font-size: 0.8125rem;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 14px;
    letter-spacing: 0.3px;
}

.fn-row {
    display: flex;
    gap: 8px;
    margin-bottom: 14px;
}

.fn-input {
    flex: 1;
    padding: 12px 18px;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 6px;
    font-family: var(--font-body);
    font-size: 0.875rem;
    color: var(--white);
    outline: none;
    transition: all 0.3s ease;
}

.fn-input::placeholder {
    color: rgba(255, 255, 255, 0.4);
}

.fn-input:focus {
    border-color: var(--brand-gold);
    background: rgba(255, 255, 255, 0.12);
    box-shadow: 0 0 0 3px rgba(212, 175, 53, 0.1);
}

.fn-btn {
    padding: 12px 24px;
    background: var(--brand-gold);
    border: none;
    border-radius: 6px;
    font-family: var(--font-heading);
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--brand-blue);
    cursor: pointer;
    transition: all 0.3s ease;
    white-space: nowrap;
}

.fn-btn:hover {
    background: var(--brand-gold-light);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(212, 175, 53, 0.3);
}

.fn-contact {
    display: flex;
    align-items: center;
    gap: 8px;
    padding-top: 8px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.fn-email-link {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--brand-gold);
    text-decoration: none;
    transition: all 0.2s ease;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.fn-email-link:hover {
    color: var(--white);
    text-decoration: underline;
}

.fn-email-link::before {
    content: '';
    display: inline-block;
    width: 4px;
    height: 4px;
    background: var(--brand-gold);
    border-radius: 50%;
}

.footer-disclaimer {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    margin-top: 24px;
    padding-top: 24px;
}

.footer-disclaimer .fd-main {
    font-size: 0.75rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.45);
    margin: 0 0 12px;
}

.footer-disclaimer .fd-main a {
    color: var(--brand-gold);
    text-decoration: underline;
}

.footer-disclaimer .fd-note {
    font-size: 0.75rem;
    line-height: 1.7;
    color: var(--brand-gold);
    margin: 0;
}

.footer-bottom {
    padding: 20px 0;
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 16px;
}

.footer-bottom-l {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.35);
}

.footer-bottom-r {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
}

.footer-bottom-r a {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.4);
    transition: color 0.2s;
    text-decoration: none;
}

.footer-bottom-r a:hover {
    color: rgba(255, 255, 255, 0.8);
}

/* Team Section */
.s-team {
    background: var(--brand-blue);
    padding: 100px 60px;
    position: relative;
    overflow: hidden;
}

.s-team::before {
    content: '';
    position: absolute;
    top: -100px;
    right: -100px;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    border: 1px solid rgba(212, 175, 53, 0.08);
}

.s-team::after {
    content: '';
    position: absolute;
    bottom: -80px;
    left: -80px;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(212, 175, 53, 0.05) 0%, transparent 60%);
}

.team-inner {
    max-width: 1200px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

.team-hd {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    margin-bottom: 64px;
    align-items: end;
}

.sec-title {
    font-family: var(--font-heading);
    font-size: clamp(1.75rem, 4vw, 2.625rem);
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 1.25rem;
    letter-spacing: -0.02em;
}

.team-hd .sec-title {
    color: var(--white);
}

.team-desc {
    font-size: 0.9375rem;
    font-weight: 400;
    line-height: 1.75;
    color: rgba(255, 255, 255, 0.55);
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-bottom: 60px;
}

.tmember {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-lg);
    padding: 32px 24px;
    text-align: center;
    cursor: pointer;
    transition: all 0.22s;
}

.tmember:hover {
    background: rgba(212, 175, 53, 0.08);
    border-color: rgba(212, 175, 53, 0.3);
    transform: translateY(-4px);
}

.tmember:hover .tm-name {
    color: var(--brand-gold-light);
}

.tm-avatar {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    margin: 0 auto 20px;
    background: linear-gradient(135deg, rgba(212, 175, 53, 0.3), rgba(212, 175, 53, 0.1));
    border: 2px solid rgba(212, 175, 53, 0.3);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-size: 1.375rem;
    font-weight: 700;
    color: var(--brand-gold);
}

.tm-name {
    font-size: 1rem;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 4px;
    transition: color 0.2s;
    font-family: var(--font-heading);
}

.tm-role {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.45);
    margin-bottom: 12px;
    letter-spacing: 0.3px;
}

.tm-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    justify-content: center;
}

.tm-tag {
    font-size: 0.625rem;
    font-weight: 600;
    letter-spacing: 0.8px;
    text-transform: uppercase;
    color: var(--brand-gold);
    background: rgba(212, 175, 53, 0.12);
    border: 1px solid rgba(212, 175, 53, 0.2);
    padding: 3px 8px;
    border-radius: 4px;
}

.tmember-bio {
    grid-column: span 3;
    text-align: left;
    cursor: default;
}

.tmb-head {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 16px;
}

.tmb-head .tm-avatar {
    margin: 0;
    width: 64px;
    height: 64px;
    font-size: 1.125rem;
    flex-shrink: 0;
}

.tmb-head .tm-name {
    margin-bottom: 2px;
}

.tmb-head .tm-role {
    margin-bottom: 0;
}

.tm-bio {
    font-size: 0.8125rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.55);
    font-style: italic;
    margin: 0;
}

.team-groups {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.tg-card {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-lg);
    padding: 28px 24px;
    transition: all 0.22s;
}

.tg-card:hover {
    background: rgba(212, 175, 53, 0.08);
    border-color: rgba(212, 175, 53, 0.3);
}

.tg-title {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 600;
    color: var(--brand-gold);
    margin-bottom: 10px;
}

.tg-text {
    font-size: 0.8125rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.55);
    margin: 0;
}

.hero-footnote {
    margin-top: 18px;
    font-size: 0.6875rem;
    color: rgba(0, 51, 102, 0.55);
}

.hero-footnote a {
    color: var(--brand-blue);
    text-decoration: underline;
}

.team-cta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-lg);
    padding: 32px 40px;
}

.team-cta-txt {
    font-size: 1.125rem;
    font-weight: 500;
    color: var(--white);
}

.team-cta-txt span {
    color: var(--brand-gold);
    font-style: italic;
    font-family: var(--font-heading);
}

.btn-team-cta {
    padding: 12px 28px;
    background: var(--brand-gold);
    border: none;
    border-radius: var(--radius-sm);
    font-family: var(--font-heading);
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--brand-blue);
    cursor: pointer;
    transition: all 0.2s;
    white-space: nowrap;
    flex-shrink: 0;
    text-decoration: none;
}

.btn-team-cta:hover {
    background: var(--brand-gold-light);
    transform: translateY(-1px);
}

/* Responsive */
@media (max-width: 1024px) {
    .about-container {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .services-grid,
    .why-grid,
    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .tcard-regulatory {
        flex-direction: column;
        text-align: center;
        padding: 32px 24px;
    }

    .planning-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    /* Team Section Tablet */
    .team-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .team-hd {
        grid-template-columns: 1fr;
    }

    .team-cta {
        flex-direction: column;
        gap: 24px;
        padding: 28px;
        text-align: center;
    }

    /* Hero Tablet */
    .hero-content {
        padding: 60px 40px 60px 50px;
    }

    .hero-title {
        font-size: 2.5rem;
    }

    .hero-stats {
        gap: 32px;
    }

    .stat-value {
        font-size: 1.5rem;
    }

    /* SECTION 2 Tablet */
    .services-new {
        padding: 80px 40px;
    }

    .s2-header {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .services-grid-new {
        grid-template-columns: repeat(3, 1fr);
    }

    .recognition-band {
        grid-template-columns: 1fr;
        padding: 40px;
    }

    .rec-stats {
        justify-content: space-around;
        gap: 24px;
    }

    /* SECTION 3 Tablet */
    .s3 {
        padding: 80px 40px;
    }

    .resource-trio {
        grid-template-columns: 1fr;
    }

    .journey-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .cta-band {
        grid-template-columns: 1fr;
        padding: 40px;
    }

    /* CTA Section Tablet */
    .cta::before {
        left: 0;
        width: 100%;
    }

    .cta-container-new {
        grid-template-columns: 1fr;
    }

    .cta-left {
        padding: 80px 60px 60px 60px;
    }

    .cta-right {
        padding: 60px;
        min-height: 400px;
    }
}

@media (max-width: 768px) {
    /* Navigation Mobile */
    .nav-top {
        padding: 0 20px;
        height: auto;
        min-height: 50px;
        padding-top: 12px;
        padding-bottom: 12px;
    }

    .logo-domain {
        display: none;
    }

    .nav-top-right {
        display: none;
    }

    .nav-bottom {
        padding: 0 20px;
        height: 60px;
    }

    .nav-main-links {
        position: fixed;
        top: 50px;
        left: 0;
        right: 0;
        background: var(--white);
        flex-direction: column;
        padding: 20px;
        gap: 8px;
        border-bottom: 1px solid var(--light-gray);
        transform: translateY(-100%);
        opacity: 0;
        visibility: hidden;
        transition: var(--transition);
        max-height: calc(100vh - 110px);
        overflow-y: auto;
        z-index: 999;
    }

    .nav-main-links.active {
        transform: translateY(0);
        opacity: 1;
        visibility: visible;
    }

    .ni {
        width: 100%;
    }

    .ni a {
        width: 100%;
        padding: 12px 16px;
        border-radius: var(--radius-sm);
        justify-content: space-between;
    }

    .nav-sep {
        display: none;
    }

    .nav-search {
        display: none;
    }

    .btn-get-started {
        display: none;
    }

    .mobile-toggle {
        display: flex;
    }

    /* Hero Mobile */
    .hero {
        padding-top: 110px;
        min-height: auto;
    }

    .hero-container {
        grid-template-columns: 1fr;
        min-height: auto;
    }

    .hero-content {
        padding: 60px 32px 60px 32px;
    }

    .hero-title {
        font-size: 2.25rem;
    }

    .hero-actions {
        flex-direction: column;
        align-items: stretch;
        gap: 16px;
    }

    .hero-actions .btn-primary {
        width: 100%;
        text-align: center;
    }

    .btn-video-link {
        justify-content: center;
    }

    .hero-stats {
        flex-wrap: wrap;
        gap: 32px;
    }

    .hero-image {
        min-height: 400px;
        order: -1;
    }

    .hero-video-wrapper {
        padding: 40px 32px;
    }

    .hero-video-wrapper iframe {
        max-width: 100%;
    }

    .trust-indicator {
        bottom: 24px;
        font-size: 0.75rem;
    }

    .hero-float-card {
        display: none;
    }

    .section-title,
    .about-content h2,
    .cta-title {
        font-size: 1.75rem;
    }

    .services-grid,
    .why-grid,
    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .testimonials-grid {
        gap: 16px;
    }

    .tcard {
        padding: 28px 24px;
    }

    .tcard-regulatory {
        flex-direction: column;
        text-align: center;
        gap: 20px;
        padding: 28px 24px;
    }

    .cma-shield {
        width: 56px;
        height: 56px;
    }

    .cma-body {
        text-align: center;
    }

    .planning-grid {
        grid-template-columns: 1fr;
    }

    .process-steps {
        flex-direction: column;
        gap: 40px;
    }

    .process-steps::before {
        display: none;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .footer-top {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .footer-mid {
        flex-direction: column;
        align-items: flex-start;
        gap: 24px;
    }

    .footer-contact-bar {
        gap: 20px;
        width: 100%;
    }

    .fcb-item {
        width: 100%;
    }

    .footer-newsletter {
        max-width: 100%;
    }

    .fns-form {
        flex-direction: column;
    }

    .fn-btn {
        width: 100%;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 16px;
        text-align: center;
    }

    /* Team Section Mobile */
    .s-team {
        padding: 60px 24px;
    }

    .team-grid {
        grid-template-columns: 1fr 1fr;
        gap: 16px;
    }

    .tmember {
        padding: 24px 20px;
    }

    .tm-avatar {
        width: 60px;
        height: 60px;
        font-size: 1.125rem;
    }

    .team-cta {
        flex-direction: column;
        gap: 20px;
        padding: 24px;
    }

    .btn-team-cta {
        width: 100%;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 20px;
        text-align: center;
    }

    .cta-form {
        flex-direction: column;
    }

    .partners-logos {
        gap: 30px;
    }

    /* SECTION 2 Mobile */
    .services-new {
        padding: 60px 24px;
    }

    .services-grid-new {
        grid-template-columns: 1fr 1fr;
    }

    .recognition-band {
        padding: 32px 24px;
    }

    .rec-stats {
        flex-wrap: wrap;
        justify-content: center;
        gap: 32px;
    }

    .rec-stat + .rec-stat::before {
        display: none;
    }

    .rec-value {
        font-size: 1.75rem;
    }

    /* SECTION 3 Mobile */
    .s3 {
        padding: 60px 24px;
    }

    .journey-grid {
        grid-template-columns: 1fr;
    }

    .cta-band {
        padding: 32px 24px;
    }

    .cta-action {
        padding: 20px;
    }

    .ca-icon {
        width: 36px;
        height: 36px;
        font-size: 1rem;
    }

    /* CTA Section Mobile */
    .cta-container-new {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .cta-action {
        padding: 20px;
    }

    /* CTA Section Mobile */
    .cta::before {
        display: none;
    }

    .cta-container-new {
        grid-template-columns: 1fr;
        min-height: auto;
    }

    .cta-left {
        padding: 60px 32px 40px 32px;
    }

    .cta-right {
        padding: 40px 32px 60px 32px;
        min-height: auto;
    }

    .cta-actions-wrapper {
        gap: 16px;
    }

    .cta-action {
        padding: 20px 24px;
    }

    .ca-icon {
        width: 40px;
        height: 40px;
        font-size: 1.125rem;
    }

    .ca-title {
        font-size: 0.9375rem;
    }

    .ca-sub {
        font-size: 0.8125rem;
    }
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.animate {
    animation: fadeInUp 0.6s ease-out forwards;
}